Salisbury Bank is warning consumers not to fall victim to phishing scams related to the Target data breach. Phishing attacks use spoofed emails and fraudulent websites designed to fool recipients into divulging personal financial data. By hijacking the trusted brands of banks, online retailers and credit card companies, phishers are able to convince recipients to respond to them. "Victims of the Target data breach are particularly vulnerable right now to phishing," says Rick Cantele, President and CEO of Salisbury Bank. "These criminals are capable of sending very legitimate looking emails. The most important thing for customers to remember is that Salisbury Bank will never ask you for personal information in an email." To avoid becoming the victim of a phishing scam, Salisbury Bank offers the following tips:
- If you have responded to an email, contact your bank immediately so they can protect your account and your identity.
- Never give out your personal or financial information in response to an unsolicited phone call, fax or email, no matter how official it may seem.
- Do not respond to email that may warn of dire consequences unless you validate your information immediately. Contact the company to confirm the email's validity using a telephone number or Web address you know to be genuine.
- Check your credit card and bank account statements regularly and look for unauthorized transactions, even small ones. Some thieves hope small transactions will go unnoticed. Report discrepancies immediately.
- When submitting financial information online, look for the padlock or key icon at the bottom of your Internet browser. Most secure Internet addresses, though not all, use "https".
- Report suspicious activity to the Internet Crime Complaint Center (http://www.ic3.gov/default.aspx), a partnership between the FBI and the National White Collar Crime Center.
For information on protecting yourself online, visit American Bankers Association's consumer section on phishing at http://www.aba.com/Consumers/Pages/Phishing.aspx.
Salisbury Bank is a full-service community bank headquartered in Lakeville, Connecticut and presently operates full service branches in Canaan, Lakeville, Salisbury and Sharon, Connecticut, South Egremont and Sheffield, Massachusetts, as well as Dover Plains and Millerton, New York. The Bank has been serving families and businesses for over 160 years and offers a full range of consumer and business banking products and services as well as trust and investment services.