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SALISBURY BANK ANNOUNCES OPENING OF MILLERTON, NEW YORK BRANCH
Lakeville, CT - January 6, 2010

   
 Millerton Branch, located at 87 Main Street, Millerton, NY
Salisbury Bank and Trust Company (Salisbury Bank), headquartered in Lakeville, Connecticut, announced today that its new Millerton Branch, located at 87 Main Street, on the corners of Route 44 and Maple Avenue, will open on January 19th. The full-service branch will offer customers the latest in banking comfort and convenience and will include two drive-thru lanes and a drive-up ATM.

"We're excited to be opening our second New York State branch in Millerton, a community that has welcomed us for many years," said Rick Cantele, President and CEO of Salisbury Bank. "It's a natural extension for the bank to move into Millerton. We've had such strong relationships there and we're looking forward to working with the consumers and small business owners in eastern Dutchess County."

Salisbury Bank broke ground on the new branch in June of 2009, and took its concept of customer enrichment to a new level by designing the interior of its Millerton branch to provide an environment of comfort and professionalism for its personal and business banking customers. Instead of a formal teller counter, Millerton branch customers will find individual teller stations with enhanced privacy features. A seating area will invite customers to relax on comfortable chairs and enjoy a cup of coffee as they catch the news on a flat screen television and enjoy the tranquility of a spacious fish tank that will be on display.

The new branch will be staffed by familiar faces including Lana Morrison, Vice President and Branch Manager; David Wright, Vice President and Commercial Lender; and Eileen Lee, Assistant Branch Manager. All will be available to meet with customers and introduce them to the many Salisbury Bank programs including the Community Enrichment Program, designed to meet the challenge of today's economic recovery head-on by aggressively reinvesting in the Bank's surrounding communities; Community First, a first-time home buyers' mortgage loan program; and the BusinessSmart Loan Program created in response to research that showed small businesses have a need for loans up to $50,000 to purchase equipment, upgrade technology and finance other operating needs.

According to Cantele, as part of Salisbury Bank's continuing efforts to "go green" the Millerton branch was built to meet LEED certification standards of the U.S. Green Building Council (USGBC). From the demolition and removal of the previous building on the site to the construction of the new branch, Salisbury Bank has maintained its focus to be green.

The Millerton branch is Salisbury Bank's 8th office, and its second New York State branch along with the Dover Plains, NY, office which opened in August 2007.

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Salisbury Bank is a full-service community bank headquartered in Lakeville, Connecticut and presently operates full service branches in Canaan, Lakeville, Salisbury and Sharon, Connecticut, South Egremont and Sheffield, Massachusetts as well as Dover Plains, New York. The Bank has been serving families and businesses for over 160 years and offers a full range of consumer and business banking products and services as well as trust and investment services.

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