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Personal Banking

Personal Checking Accounts

Salisbury Bank offers a variety of checking accounts designed to give you value and convenience along with many useful banking services. All of our personal checking accounts offer:

  • FREE Debit Mastercard®.
  • FREE e-Banking and e-Pay.
  • FREE e-Statements
  • FREE Bank-by-Phone.
  • FREE combined monthly statement for all of your Salisbury Bank accounts.
  • FREE direct deposit.

 

 

FREE Interest Plus Checking

  Reward Rate
On balances from $.01 up to $25,000

2.01% APY1
On balances above $25,000
depending on the balance in the account

2.01% to .50% APY1
  Base Rate
On all balances
when qualifications are not met

0.05% APY1

 

ATM Fee Refunds nationwide!2

No minimum balance!

3 easy qualifcations3 to earn the Reward Rates and ATM Fee Refunds

  • Have at least 10 debit card purchases post and clear each monthly qualification cycle.
  • Receive and view your monthly e-statements.
  • Have 1 direct deposit or electronic payment post and clear each monthly qualification cycle.
     

Frequently asked questions about Free Interest Plus Checking

Click here  

 

 1 APY - Annual Percentage Yields are accurate as of 1/20/2011. Minimum deposit to open account is $25. Reward Rate tiers are as follows when qualifications are met: If your daily balance is $25,000 or less, the interest rate paid on the entire balance will be 1.99% with an annual percentage yield of 2.01%. An interest rate of .50% will be paid on the portion of your daily balance that is greater than $25,000, and the annual percentage yield for your entire balance will range from 2.01% to .50% depending on the balance in your account.

The Base Rate of 0.05% APY will be earned on all balances if qualifications are not met.

Rates may change at any time, and may change after the account is opened. Fees may reduce earnings. No monthly service charge. Available for personal accounts only. Certain restrictions may apply, please contact a Customer Service Representative at 860-435-9801

 2ATM Fee Refunds up to $25.00 per cycle when all qualifications are met. Individual ATM refunds less than $5.00 are automatically paid on the last day of your monthly statement cycle. To obtain a refund for individual ATM fees of $5.00 or more, please present your receipt at any Salisbury Bank branch.

 3 To earn the Reward Rates and ATM Fee Refunds, all qualifications must be met in the monthly qualification cycle. "Qualification cycle" means a period beginning the third Wednesday of each month through one business day prior to the close of the current statement cycle. "Statement cycle" means a period beginning the business day following the third Wednesday of each month through the third Wednesday of the next month. Your 10 debit card purchases must post and clear in the monthly qualification cycle.
 

 

FREE Checking
our most economical account

NO monthly service charge.

  • NO minimum balance required.
  • Unlimited check writing.
  • No per check charge.
  • Special linked Savings Plus Account.

 

Go Green Checking
offers eco-friendly features that benefit our environment

  • No monthly service charge when you opt for e-statements
  • Free ATM transactions at other banks (other banks' fee may apply ).
  • Recycled checks save precious resources.
 

 

Relationship Checking
your relationship matters to us

If you have more than one account at Salisbury Bank - checking, savings, money market accounts, certificates of deposit with a combined balance of $15,000 or more with the same signers - why not link the balances in all those accounts and let your money work even harder for you?

  • Competitive interest rate on checking balance.
  • Unlimited check writing.
  • FREE check printing for special Relationship checks.
  • FREE ATM transactions at other banks (Other bank's fee may apply).  
  • FREE money orders and official checks.
  • Discounted safe deposit box rental fees with auto pay from Relationship Checking.
  • Discounted rate on Auto and Personal Loans with auto pay from Relationship Checking.
  • Special linked Relationship Savings Account.

 

Checking with Interest

  • Only $1000 minimum balance.
  • Competitive interest rate on checking balance.