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Personal Banking

Personal Savings Accounts 

Statement Savings Account

  • A flexible way to save with convenient access to funds.
  • Convenient quarterly statement shows account activity, including interest.
  • Access your account 24 hours a day with our Free Online Banking service.
  • ATM access available when linked to your Salisbury Bank checking account.
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Savings Plus Account

  • Our premium rate Statement Savings Account that is linked to your Checking Account.
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Relationship Savings Account

  • Our premium rate Statement Savings Account that is linked to your Relationship Checking Account.
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Certificates of Deposit

  • A safe, convenient way to invest.
  • Flexible terms from one month to five years.
  • Monthly interest can be added to your CD or transferred to another account.

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Looking for a way to keep large deposits safe? Ask us about CDARS®.

With CDARS, you can enjoy full FDIC insurance on CD investments larger than $100,000 through Salisbury Bank. There are few guarantees in life - FDIC insurance is one of them. CDARS can be a valuable cash management or longer-term investment tool for you. 1

1 Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with Salisbury Bank and Trust Company. The agreement contains important information and conditions regarding the placement of funds by us.

CDARS is a registered service mark of Promontory Interfinancial Network, LLC.

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Premier Personal Money Market

  • Earn higher rates for higher balances.
  • Easy access to your funds with checks and ATM access.
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Holiday and Vacation Club Account

  • Convenient, easy way to systematically save for the holidays or a special vacation.
  • Easy automatic deposits into the Club account are required.
  • Clubs mature in early October. Funds can be directly deposited to your checking or savings account or a check can be issued for the account balance.
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Coverdell Education Savings Accounts

  • Save for a child's education expenses and save on taxes.
  • A tax-advantage investment tool for children's qualified education expenses.
  • The smart way for a parent or grandparent to save for a child's education.
  • Earnings on contributions grow tax-free.
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Health Savings Accounts

offering you greater control over your healthcare dollars

Health Savings Accounts, or HSAs, were created by Congress to combat rising medical costs by providing an incentive for more consumers to pay for "first dollar" medical expenses.

An HSA is a special tax-advantaged savings account designed to cover current and future medical expenses for individuals and families covered by a High Deductible Health Plan (HDHP). You are the owner of your HSA and make decisions regarding contributions and distributions, allowing more control over how your health care dollars are spent. What's more, unspent dollars may accumulate year after year.

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School Savings Program

Salisbury Bank's School Savings Program is a partnership between the Bank and the elementary schools in our communities. Over the years, thousands of students have opened their own savings account, taking the first step on the road to financial responsibility.

By participating in the School Savings Program, students have the opportunity to develop healthy financial habits that can last a lifetime.

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