Current as of November 9, 2007

Privacy Statement

At Salisbury Bank and Trust Company we are committed to protecting your privacy.

Visitors to the Salisbury Bank and Trust Company web site will remain anonymous. We do not collect personal identifying information about visitors to our web site. We may use standard software to collect non-identifying information about our visitors, such as:

• Date and Time our site was accessed
• Your Internet Protocol (IP) address or proxy address of your Internet service provider.
• The name and version of your web browser
• City, State and Country

This information is used to compile standard statistics usage reports and to provide a means to determine the level of interest in information available on our site.

Some areas of our Web site may use a "cookie"; a term used for a file placed on your computer's hard drive. This file allows our web server to log the pages that you have reviewed or determine if you have visited this site before. This cookie captures no personally identifying information but we do use it to provide certain features during your visit to our Web site. Your browser can be set to warn you if a cookie is to be placed so you can decide whether to accept it. By rejecting a cookie some features of our Web site may not function properly.

Visitors may voluntarily provide us with personal information via E-mail or through the "contact" section displayed throughout our site. You may request information regarding products and services or have general questions. These requests will consist of your name, address, telephone number and E-mail address. This information is used internally, as appropriate, to handle your request and is not sold or disseminated to other parties.

When you send us an E-mail, we will retain the content of the E-mail, your E-mail address, and our response in order to handle any follow-up questions you may have.

Electronic mail is not necessarily secure and you should be cautious when sending e-mail with confidential information other than your name, address and telephone number. If you wish to provide additional information other than the items previously mentioned, we recommend you contact us by telephone or by mail.

This site contains links to community and financial web sites. Salisbury Bancorp Inc., and Salisbury Bank and Trust Company are not responsible for the privacy practices or the content of such web sites.

At Salisbury Bank and Trust Company, our commitment to your privacy is integral to our being your complete financial resource, partner and ally.

To inquire about our Privacy Statement, complaints, comments or suggestions about our site should be directed to:

Todd M. Clinton, Senior Vice President,
Chief Technology and Compliance Officer
Salisbury Bank and Trust Company
5 Bissell St., P. O. Box 1868
Lakeville, CT 06039-1868
Phone - (860) 435-9801
Fax - (860) 435-0631
E-mail: todd@salisburybank.com

Salisbury Bank and Trust Company reserves the right to change this Privacy Statement at any time.