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Deposit Rates
Deposit Rates Effective as of August 01, 2010 and are subject to change without notice.
APY is defined to mean Annual Percentage Yield
| Personal Accounts |
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Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY |
| Checking with Interest1 |
$1,000.00 |
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| $0.01 to $999.99 |
|
$0.01 |
0.00% |
0.00% |
| $1,000.00 and over |
|
$1,000.00 |
0.10% |
0.10% |
| Relationship Checking1 |
$25.00 |
$0.01 |
0.10% |
0.10% |
| Free Interest Plus Checking |
Click here for current rates and terms |
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| Personal Statement Savings2 |
$25.00 |
$0.01 |
0.30% |
0.30% |
| Passbook Savings3 |
$25.00 |
$0.01 |
0.25% |
0.25% |
| School Savings2 |
$1.00 |
$0.01 |
0.50% |
0.50% |
| Holiday and Vacation Club4 |
$5.00 |
$5.00 |
0.75% |
0.75% |
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| Savings Plus2, 8 |
$25.00 |
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| $0.01 to $2,499.99 |
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$0.01 |
0.45% |
0.45% |
| $2,500.00 to $9,999.99 |
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$2,500.00 |
0.50% |
0.50% |
| $10,000.00 to $24,999.99 |
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$10,000.00 |
0.60% |
0.60% |
| $25,000.00 to $49,999.99 |
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$25,000.00 |
0.60% |
0.60% |
| $50,000.00 to $99,999.99 |
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$50,000.00 |
0.60% |
0.60% |
| $100,000.00 and over |
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$100,000.00 |
0.60% |
0.60% |
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| Relationship Savings2, 8 |
$25.00 |
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| $0.01 to $2,499.99 |
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$0.01 |
0.50% |
0.50% |
| $2,500.00 to $9,999.99 |
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$2,500.00 |
0.60% |
0.60% |
| $10,000.00 to $24,999.99 |
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$10,000.00 |
0.70% |
0.70% |
| $25,000.00 to $49,999.99 |
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$25,000.00 |
0.70% |
0.70% |
| $50,000.00 to $99,999.99 |
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$50,000.00 |
0.70% |
0.70% |
| $100,000.00 and over |
|
$100,000.00 |
0.75% |
0.75% |
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| Premier Personal Money Market 2 |
$2,500.00 |
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| $0.01 to $2,499.99 |
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$0.01 |
0.30% |
0.30% |
| $2,500.00 to $9,999.99 |
|
$2,500.00 |
0.35% |
0.35% |
| $10,000.00 to $24,999.99 |
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$10,000.00 |
0.50% |
0.50% |
| $25,000.00 to $49,999.99 |
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$25,000.00 |
0.70% |
0.70% |
| $50,000.00 to $99,999.99 |
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$50,000.00 |
0.70% |
0.70% |
| $100,000.00 and over |
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$100,000.00 |
0.75% |
0.75% |
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| Health Savings Account 1 |
$25.00 |
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| $0.01 to $999.99 |
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$0.01 |
0.40% |
0.40% |
| $1,000.00 to $4,999.99 |
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$1,000.00 |
0.80% |
0.80% |
| $5,000.00 and over |
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$5,000.00 |
1.00% |
1.00% |
| Business Accounts |
| |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY |
| Business Checking with Interest5 |
$1,000.00 |
$1,000.00 |
0.10% |
0.10% |
| Business Statement Savings2 |
$100.00 |
$0.01 |
0.30% |
0.30% |
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| Business Relationship Savings2, 8 |
$100.00 |
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| $0.01 to $2,499.99 |
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$0.01 |
0.50% |
0.50% |
| $2,500.00 to $9,999.99 |
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$2,500.00 |
0.60% |
0.60% |
| $10,000.00 to $24,999.99 |
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$10,000.00 |
0.70% |
0.70% |
| $25,000.00 to $49,999.99 |
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$25,000.00 |
0.70% |
0.70% |
| $50,000.00 to $99,999.99 |
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$50,000.00 |
0.70% |
0.70% |
| $100,000.00 and over |
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$100,000.00 |
0.75% |
0.75% |
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| Business Money Market2 |
$2,500.00 |
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| $0.01 to $2,499.99 |
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$0.01 |
0.30% |
0.30% |
| $2,500.00 to $9,999.99 |
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$2,500.00 |
0.35% |
0.35% |
| $10,000.00 to $24,999.99 |
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$10,000.00 |
0.50% |
0.50% |
| $25,000.00 to $49,999.99 |
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$25,000.00 |
0.60% |
0.60% |
| $50,000.00 to $99,999.99 |
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$50,000.00 |
0.70% |
0.70% |
| $100,000.00 to $249,999.99 |
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$100,000.00 |
0.70% |
0.70% |
| $250,000.00 to $499,999.99 |
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$250,000.00 |
0.70% |
0.70% |
| $500,000.00 to $999,999.99 |
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$500,000.00 |
0.75% |
0.75% |
| $1,000,000.00 and over |
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$1,000,000.00 |
0.75% |
0.75% |
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Lawyer's Trust Account6 (IOLTA / IOLA) |
$1,000.000 |
$.01 |
1.00% |
1.01% |
| Certificates of Deposit - Personal and Business |
| Term |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY |
| 30 to 89 Days7 |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
| 3 to 5 Months7 |
$1,000.00 |
$1,000.00 |
0.50% |
0.50% |
| 6 to 11 Months7 |
$1,000.00 |
$1,000.00 |
0.60% |
0.60% |
| 12 to 17 Months7 |
$1,000.00 |
$1,000.00 |
0.90% |
0.90% |
| 15 Months7 |
$1,000.00 |
$1,000.00 |
1.09% |
1.10% |
| 16 Month Step-Up7 |
$1,000.00 |
$1,000.00 |
1.09% |
1.10% |
| 18 to 23 Months7 |
$1,000.00 |
$1,000.00 |
1.09% |
1.10% |
| 24 to 35 Months7 |
$1,000.00 |
$1,000.00 |
1.29% |
1.30% |
| 36 to 47 Months7 |
$1,000.00 |
$1,000.00 |
1.73% |
1.75% |
| 48 to 59 Months7 |
$1,000.00 |
$1,000.00 |
2.08% |
2.10% |
| 60 Months7 |
$1,000.00 |
$1,000.00 |
2.71% |
2.75% |
| Individual Retirement Account (IRA) Certificates of Deposit |
| Term |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Interest Rate |
APY |
| 12 to 17 Months7 |
$500.00 |
$500.00 |
0.90% |
0.90% |
| 16 Month Step-Up7 |
$500.00 |
$500.00 |
1.09% |
1.10% |
| 18 Month7 |
$500.00 |
$500.00 |
1.09% |
1.10% |
| Retirement Savers IRA7 |
$500.00 |
$500.00 |
1.09% |
1.10% |
| 24 to 35 Months7 |
$500.00 |
$500.00 |
1.29% |
1.30% |
| 36 to 47 Months7 |
$500.00 |
$500.00 |
1.73% |
1.75% |
| 48 to 59 Months7 |
$500.00 |
$500.00 |
2.08% |
2.10% |
| 60 Months7 |
$500.00 |
$500.00 |
2.71% |
2.75% |
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