Loan and Mortgage Rates
Loan Rates Effective as of July 06, 2008 and are subject to change without notice.
APR is defined to mean Annual Percentage Rate
$ per $1,000 means Monthly Payment per $1,000 borrowed.
| Residential Mortgages1 |
| |
Rate |
APR |
$ per $1,000 |
Terms |
| 15 Year Fixed Rate |
Call for Current Rates |
800-222-9801 |
| 30 Year Fixed Rate |
Call for Current Rates |
800-222-9801 |
1 Year ARM 1 Year Treasury Index |
5.875% |
5.399% |
$5.92 |
0 points, caps 2/6 |
3/1 ARM 1 Year Treasury Index |
6.125% |
5.548% |
$6.08 |
0 points, caps 2/6 |
5/1 ARM 1 Year Treasury Index |
6.375% |
5.686% |
$6.24 |
0 points, caps 2/6 |
These mortgage products are just a small sample of the many programs we have available. Geographic restrictions apply. Please
contact us for more information.
| Home Equity Loans2 |
| |
Rate |
APR |
$ per $1,000 |
Terms |
| 5 Year Fixed Rate |
6.490% |
6.532% |
$19.57 |
60 Months |
| 7 Year Fixed Rate |
6.740% |
6.775% |
$14.98 |
84 Months |
| 10 Year Fixed Rate |
6.990% |
7.026% |
$11.62 |
120 Months |
| Home Equity Line of Credit3 |
| |
Rate |
APR |
$ per $1,000 |
Terms |
| Variable Rate |
5.000% |
5.000% |
$4.25 |
Maximum APR 16% Index = Prime Rate = Prime + 0% Wall Street Journal Prime Rate: 5.000% |
Geographic restrictions apply. For more information about home equity loans and lines of credit,
contact us.
| Consumer Loans |
| Fixed Rate |
Rate |
APR |
$ per $1,000 |
Terms |
| Deposit Secured Loan |
4.00% |
4.00% |
$18.42 |
60 months |
| Home Improvement Loan |
7.45% |
7.45% |
$20.04 |
60 months, unsecured |
| New Auto Loan |
6.75% |
6.75% |
$23.84 |
Up to 48 months |
| New Auto Loan |
7.00% |
7.00% |
$19.81 |
Up to 60 months |
| Used Auto Loan (2003-2007) |
7.50% |
7.50% |
$20.04 |
Up to 60 months |
| Used Auto Loan (1998-2002) |
7.75% |
7.75% |
$24.30 |
Up to 48 months |
| Personal Loan |
15.00% |
15.00% |
$34.67 |
36 months, unsecured |
Geographic restrictions apply. For more information about consumer loans contact us.