Buying Your First Home and Credit Scores

Learn what every first-time homebuyer needs to know about securing a mortgage and understanding credit scores including:

  • How much will I need to save for a down payment?

  • What documents are needed to apply for a loan?

  • Do I qualify for a mortgage?

  • What is a credit score?

  • How is a credit score determined and what is a "good" score?

  • What can I do to improve my credit?

Presented By Our Mortgage Advisors:

Andrea MacArthur









Jennifer Musci









Maria Seeley








Andrea L. MacArthur

Vice President, Mortgage Advisor (NMLS# 597843):

Born and raised in Pine Plains, NY, Andrea grew up on her family farm, where she currently resides. She understands and appreciates our area and feels that it is important to help those in our community and committed to making sure that clients experience is complete and as stress free as it can be.

Contact Andrea

Jennifer Musci

Mortgage Advisor (NMLS# 1481886):

Jen began her career in banking at the age of 15. Growing up in the Hudson Valley as the only child to successful parents, Jen understands and appreciates the value of hard work and dedication. She enjoys meeting people and feels lucky to have the chance to work together.

Contact Jennifer

 Maria Seeley

Vice president, Mortgage Advisor (NMLS# 1102921):

Maria was born and raised in Dutchess County. She has been working in the financial services industry for over 18 years. She believes that everyone’s journey to homeownership is different and by understanding that journey, she can better help her clients meet their homeownership goals.

Contact Maria

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