Choose the CD that meets your savings needs and watch your money grow.
If you want to earn a competitive interest rate and don’t need immediate access to your funds, consider a CD from Salisbury Bank! CDs are a secure investment with a specific term and guaranteed rate of return. Backed by the assurance of FDIC protection, our CDs are insured up to the allowable limits.
Flexible terms from one month to five years
Monthly interest can be added to your CD or transferred to another account
Certificates of Deposit - Personal and Business
Effective Date: Wednesday June 29, 2022
|Term||Minimum Balance to Open||Minimum Balance to Earn APY*||Interest Rate||APY*|
|30 to 89 Days1||$1,000.00||$1,000.00||0.05%||0.05%|
|3 to 5 Months1||$1,000.00||$1,000.00||0.08%||0.08%|
|6 to 11 Months1||$1,000.00||$1,000.00||0.13%||0.13%|
|12 to 17 Months1||$1,000.00||$1,000.00||0.15%||0.15%|
|16 Month Step-Up1||$1,000.00||$1,000.00||0.18%||0.18%|
|18 to 23 Months1||$1,000.00||$1,000.00||0.20%||0.20%|
|24 to 35 Months1||$1,000.00||$1,000.00||0.25%||0.25%|
|36 to 47 Months1||$1,000.00||$1,000.00||0.32%||0.32%|
|48 to 59 Months1||$1,000.00||$1,000.00||0.38%||0.38%|
* APY is defined to mean Annual Percentage Yield. Rates are subject to change without notice.
1 Interest is compounded daily and credited monthly. The interest rate is fixed and will not change until maturity. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. A substantial penalty for early withdrawal may be imposed. Transaction limitations apply. If you have a 16 Month Step-Up, you may exchange the interest rate on your account one time during the term upon written request for the 16 Month Step-Up Certificate rate currently offered.
Fees may reduce earnings.
View our Rates
Help yourself to our competitive rates!Our Rates
Bank on your schedule with e-Banking and Mobile Banking.Digital Solutions
Let's Do This!
We can help you plan ahead for your goals—big and small.Financial Calculators
Easily transfer money, pay bills and more.Payments & Transfers
Swipe and Go
Our debit and credit cards make purchases fast, easy and safe.Debit & Credit Cards
Peace of Mind
Tools and tips to help keep your money and your identity secure.Safety & Security
Wealth Advisory Services
Community First Banking
The Salisbury Bank Difference
From big rewards to low fees, we can help you find whatever you’re looking for in a checking account.
Whether you’re saving for your dream home, a rainy day or anything in between, we’ve got an account to help get you there.
When it comes to getting the right loan, working with a local team can make all the difference.