Checking with Interest
Designed to give you value, convenience and interest
No monthly service charge:
✓ when you maintain $1,000 minimum daily balance, or
✓ when you maintain $5,000 in combined balances1, or
✓ earn credits up to the amount of your service charge
✓ $25 minimum deposit to open account.
- Competitive interest rate on checking balance.
- Unlimited transactions.
- FREE Debit MasterCard®.
- FREE e-Banking and e-Pay.
- FREE e-Banking Alerts offer valuable, time-saving updates about your accounts.
- FREE Bank-by-Phone.
- FREE e-Statements.
- FREE Mobile Banking with Mobile e-Deposit service5
- 5% discount on Safe Deposit Box rental with auto-pay from your Checking with Interest account.
- .25% interest rate discount on auto, personal and unsecured home improvement loans with auto-pay from your Checking with Interest account.
To avoid a $5.00 monthly service charge:
- Maintain $1,000 minimum daily balance in your account, or
- Maintain $5,000 aggregate minimum daily balances in any linked Checking, Savings or Premier Money Market account.1
Receive credits up to the amount of your monthly service charge (credits will not exceed your monthly service charge):
– $1.00 credit for having a direct deposit post during your statement cycle2
– $2.00 credit when four debit card purchases post and clear during your statement cycle3
– $2.00 credit for e-Statements4
1 You must maintain an aggregate minimum daily balance of $5,000 in any linked Checking, Savings, or Premier Money Market account. Your linked account(s) must have the same owners.
2 Maximum credit per statement cycle is $1.00.
3 Maximum credit per statement cycle is $2.00.
4 Maximum credit per statement cycle is $2.00. You must be enrolled in our e-Banking service and authorize the Bank to deliver your monthly statements electronically. As long as you are currently enrolled in e-Statements when your statement cycles, you will receive the credit for that month. If you do not log in to e-Banking for twelve (12) months, you will be automatically un-enrolled from e-Banking and e-Statements will expire. Check images will be included with your monthly statement.
5 Eligibility requirements apply for Mobile e-Deposit service. Must be a Salisbury Bank customer 18 years of age or older, with a Relationship Checking account, e-Banking, a mobile device and the Salisbury Bank Mobile App.
Fees may reduce earnings. Available for personal accounts only. Certain restrictions may apply, please contact a Customer Associate at 860.596.2444.
Please see our separate Fee Schedule for other fees that may apply to this account.