We can help with mortgages and loans that fit your finances and your dreams.
Auto Loans
If you’re in the market for a new or used car, you’ve come to the right place for financing!
Personal Loans
Our unsecured personal loan offers an easy way to obtain cash for personal needs.
Home Improvement Loans
Whether you need a new furnace, updated plumbing, or new carpeting, we can help!
Overdraft Line of Credit
Protect yourself from embarrassing overdrafts by linking your checking account to our Overdraft Line of Credit. In the event of an overdraft, funds will be automatically transferred from your line of credit to your checking account to cover your checks.
Savings and Stock Secured Loans
Our Savings and Stock Secured Loans let you borrow against your certificates of deposit, savings accounts, and stocks or bonds.
Home Improvement Loans
Effective Date: Thursday May 25, 2023
| Type | Rate | APR | $ per $1,000 | Terms |
|---|---|---|---|---|
| 36 Months | 5.500% | 5.500% | $30.20 | Unsecured, with automatic payment from your Salisbury Bank checking account.1 |
| 48 Months | 6.000% | 6.000% | $23.49 | Unsecured, with automatic payment from your Salisbury Bank checking account.1 |
| 60 Months | 6.375% | 6.375% | $19.51 | Unsecured, with automatic payment from your Salisbury Bank checking account.1 |
| 36 Months | 6.250% | 6.250% | $30.54 | Unsecured |
| 48 Months | 7.000% | 7.000% | $23.95 | Unsecured |
| 60 Months | 7.375% | 7.375% | $19.98 | Unsecured |
$ per $1,000.00 means monthly payment per $1,000.00 borrowed.
If the loan is secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums. Actual payments will be greater.
Geographic restrictions apply. For more information about consumer loans contact us.
Subject to credit approval. Loan program and rates apply to applicants with FICO scores of 700 or higher. Other loan programs are available. Additional terms and conditions may apply. Loan proceeds available for improvements to1-4 family primary and secondary owner-occupied residences only. Minimum loan amount is $1,000.00. Maximum loan amount is $25,000.00.
1Rate with automatic payment from your Salisbury Bank checking account. Rate discounts are subject to change without notice. Normal checking account service charges may apply; please refer to specific account disclosures for details.
Consumer Loans
Effective Date: Thursday May 25, 2023
| Fixed Rate | Rate | APR | $ per $1,000 | Terms |
|---|---|---|---|---|
| Salisbury Bank Deposit Secured Loan | 6.250% | 6.250% | $19.45 | 60 months Max 95% LTV |
| Home Improvement Loan | 8.990% | 8.990% | $20.75 | 60 months, unsecured Max loan amount $10,000.00 |
| New Auto Loan | 5.250% | 5.250% | $23.14 | Up to 48 months Max 90% LTV |
| New Auto Loan | 5.500% | 5.500% | $19.10 | Up to 60 months Max 90% LTV |
| Used Auto Loan (2017-2021) |
7.000% | 7.000% | $19.80 | Up to 60 months Max 90% LTV |
| Used Auto Loan (2013-2016) |
7.250% | 7.250% | $30.99 | Up to 36 months Max 90% LTV |
| Personal Loan | 15.000% | 15.000% | $34.67 | 36 months, unsecured |
$ per $1,000.00 means monthly payment per $1,000.00 borrowed.
Geographic restrictions apply. For more information about consumer loans contact us.
Wealth Advisory Services
From retirement planning to investment and estate management, our team puts your goals and peace of mind above all else.
Community First Banking
We’re a community bank, but our role in the communities we serve goes far beyond banking.
The Salisbury Bank Difference
We believe banking is more than balances and bottom lines. It’s about building relationships that last a lifetime.