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Privacy

WEBSITE PRIVACY STATEMENT

At Salisbury Bank and Trust Company we are committed to protecting your privacy when you visit us online.

Generally

This Website Privacy Statement describes and applies to the information that we collect from you when you visit this web site (www.salisburybank.com) and its affiliated pages (collectively, the “Site”). The terms “we”, “our” and “us” refer to Salisbury Bank and Trust Company and its affiliates and subsidiaries. The term “you” as it applies to this Website Privacy Statement means any party who is visiting the Site. If you are a customer who has obtained a financial product or service from us for personal, family or household purposes then our Privacy Notice may apply to you as well. You should review both this Web Site Privacy Statement and (if applicable) our Privacy Notice to understand our practices regarding the use and safeguarding of the information that we collect from you or that you provide to us.

Information We Collect from Site Visitors

Visitors to the Site will remain anonymous. We do not collect personally identifying information about visitors to the Site. However, we may use standard software to collect non-identifying information about visitors, such as:

  • Date and time our Site was accessed;
  • Your Internet Protocol (IP) address or proxy address of your Internet service provider;
  • The name and version of your web browser; or
  • The city, state and country where you are located.

We use this information to compile standard statistical usage reports and to provide a means to determine the level of interest in the information available on the Site.

Cookies

Some areas of our Site may use a “cookie.” A cookie is a term used to describe a small text file that is placed on your computer’s hard drive to distinguish you from other visitors to the Site. We or our third party advertising service providers may use cookies to log those pages within our Site that you have reviewed or to determine if you have visited the Site before.

Additionally, our Site uses both Google Analytics and Google Website Optimizer to help us analyze how visitors use our Site. Google Analytics and Google Website Optimizer uses cookies to measure how visitors use the Site. The information generated by these cookies (which includes your truncated IP address) is shared with Google. Google uses this information to evaluate visitor use of our Site, to compile reports they provide to us on Site activity, and to provide us with other services related to Site activity and Internet usage. Please note that the information generated by the cookies used by Google for these purposes is sufficient to approximately identify the country from which you visit the Site. However, it is not sufficient to identify you individually. Information that is shared with Google is subject to the Google Analytics Terms of Use and Google Privacy Policy.

Cookies capture no personally identifying information about you. We do not embed your Social Security Number, Account Number(s), User Identification Numbers or Passwords in our cookies.

You can set your browser to reject cookies. Some browsers may require you to reject cookies when you are just browsing and to accept cookies when you want to conduct transactions online. 

Information that You Provide to Us

In addition to the information that we collect automatically when you visit the Site, you may also voluntarily provide us with personal information via email, through various “contact” sections displayed throughout the Site (for example: to sign-up for email or newsletters), via various application or enrollment forms for various products or services or via log-in screens for various online services (for example: to log-in to online banking). By using these functions you may request information regarding products or services or you may request responses to general questions.

When you send us an e-mail, we will review and retain the content of the email address, as well as our response, in order to handle any follow-up questions that you may have. We may also retain this information for audit, legal, regulatory or other business-related needs. If we request information through a “contact” section on the Site it will generally be limited to your name, address, telephone number and email address. We will use this information, internally, to respond to your request. We do not sell, disseminate or otherwise distribute this information to other parties.

Electronic Communications

Forms of communication such as email, text messaging or through Site “contact forms” are inherently insecure. Please do not submit sensitive personal information (such as your Social Security Number, Account Number, User Identification Number, Password, etc.) through these means of communication. You should provide us with nothing more than your name, address and telephone number through these channels. If you wish to provide us with additional information we recommend that you contact us via telephone or by mail.

Protecting the Information About Children Online

We do not knowingly collect or use personal information from children under the age of 13 through this Site without first obtaining verifiable consent from their parents. We advise all visitors to the Site under the age of 13 not to disclose or provide any personally identifiable information. To learn more about the Children’s Online Privacy Protection Act (“COPPA”) please visit the Federal Trade Commission (“FTC”) site at www.ftc.gov.

Links to Other Sites

The Site may contain links and pointers to websites that are operated and maintained by third parties (each, a “Third Party Site”). These links are provided solely as pointers to information on topics that may be useful to you. The establishment of any link to a Third Party Site is not a recommendation or endorsement by us of any products, services, information, goods, ideas or opinions that may be found on any Third Party Site. You understand that Third Party Sites may have a privacy policy that is different from ours and that Third Party Sites may provide less security than this Site. We are not responsible for any losses or damages in connection with the information, security, privacy practices, availability, content or accuracy of materials of such Third Party Sites. We encourage you to review the privacy and security policies of all Third Party Sites before you provide the operator of such site with any personally identifiable information. The choice to access a Third Party Site, or to purchase or otherwise use any of the products or services advertised or provided on a Third Party Site is yours, in your sole discretion.

Protecting Yourself Online

We maintain security standards that are designed to protect your information when it is transmitted to us from your computer. The information that you provide to us is protected by Secure Socket Layer (“SSL”) technology. SSL is the leading security protocol for data transfer on the Internet. It scrambles your account information as it moves between your computer and our network. When the information is scrambled it becomes nearly impossible for anyone other than us to read it.

In addition to the use of SSL technology, there are certain steps that you can take protect yourself online:

  • You are in the best position to safeguard your information from others. If you are concerned about providing information online, whether to us or to a third party, you always have the option not to volunteer the information.
  • Know that we will never send you an email or electronic communication to request personally identifiable information about you or your account. If you suspect that someone has sent you an email requesting such information please contact us at 860.596.2444.

In addition to these recommendations, the FTC also offers useful information about how to protect your information when online. Please see www.ftc.gov, www.ftc.gov/idtheft, www.business.ftc.gov and www.onguardonline.gov for helpful information.

Privacy Protection Policy

In the course of servicing your accounts with us, we may collect information from you including (but not limited to) your Social Security Number. We have developed and maintained privacy and security protection policies designed to (a) protect the confidentiality of Social Security Numbers, (b) prohibit the unlawful disclosure of Social Security Numbers and (c) limit access to Social Security Numbers.

We have policies and procedures in place designed to limit access to your personal information – such as your Social Security Number – to only those employees who need access to that information to provide products or services to your, or to perform work on our behalf. We maintain physical, electronic and procedural safeguards that comply with applicable federal and state standards to safeguard your personal information.

Changes to Our Website Privacy Statement

Periodically we may make changes to this Website Privacy Statement. We may do so without prior notification to you. We will post the most recent date on which changes were made to this Privacy Statement. It is your responsibility to review this Website Privacy Statement frequently so that you will remain informed of any changes that we may make to it. Your continued use of the Site constitutes your acceptance of any changes to and the most recent version of this Website Privacy Statement.

Severability

In the event that any of the terms or provisions of this Website Privacy Statement is held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provision shall be modified or replaced with an enforceable term or provision that comes as close to the intention of the term or provision deemed unenforceable.

Revised: November 10, 2016