Refer a Friend

It's a Refer a friend-a-thon at Salisbury Bank!

Salisbury Bank customers:

Refer a friend and you could both earn $50!

  • $50 each - that's an entrance fee for the marathon, a subscription to a cycling magazine, or the start of a cross country fund!
  • earn $500 if you refer 10 friends, etc.!
  • spread the love - each of your friends can refer their friends and so on and so on...
  • it's easy to refer a friend see details below.

Here's how it works:

  1. download the form using the link on this page.
  2. fill out your information and give form to a friend.
  3. your friend brings this card to Salisbury Bank to open a new account.
  4. we handle the paperwork enabling your friend to open a new account.

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BAM! $50 goes to you and $50 goes into your friend's new account (once qualifications are met).

Click here for Refer a Friend form

Completion of the form serves as a one-time waiver of privacy rights by both parties, whereas each may be aware of the presence of an account relationship. This offer may be changed or withdrawn at any time and we reserve the right to determine at our sole discretion the eligibility of new customers and existing customers. We also reserve the right to disqualify referrals in circumstances where we reasonably believe they were not made in good faith. Employees of Salisbury Bank, its affiliates, and subsidiaries are not eligible for this offer. You must be at least 18 years of age to participate in this offer.

REFEREE (The one who is being referred): Between 1/1/2018 to 12/31/2018, you must (1) open a personal Salisbury Bank eligible account; and (2) make at least one recurring direct deposit of $250 or more within 60 days of account opening (direct deposit transactions are limited to payroll, Social Security, pension and government benefits). You must deposit at least $25.00 to open the account. Your $50 gift will be deposited into your account within 90 days of meeting all requirements. Offer is available to new bank customers who have not been an owner of a deposit account with Salisbury Bank within the last 12 months. If you are a “signer” on a deposit account that you are not the owner of, you are eligible for this offer. The referral form must be presented at the time the account is opened. All accounts are subject to our normal approval process. The value of your gift will be reported on Form 1099-INT.

Eligible Accounts: 1. Personal Checking 2. Checking with Interest- The interest rate for your account as of 1/23/18 is 0.05% with an annual percentage yield of 0.05%. Your interest rate and annual percentage yield may change. You must maintain a minimum balance of $.01 in the account each day to obtain the disclosed annual percentage yield. Fees may reduce earnings. 3. Relationship Checking- The interest rate for your account as of 1/23/18 is 0.05% with an annual percentage yield of 0.05%. Your interest rate and annual percentage yield may change. You must maintain a minimum balance of $.01 in the account each day to obtain the disclosed annual percentage yield. Fees may reduce earnings. 4. Interest Plus Checking - Tiered Reward Rates apply to this account when account qualifications are met. If your daily balance is $.01 up to $25,000, the interest rate paid on the entire balance as of 1/23/18 will be 1.49% with an annual percentage yield (APY) of 1.50%. An interest rate of .30% will be paid only for that portion of your daily balance that is greater than $25,000. The APY for this tier will range from 1.50% to .30%, depending on the balance in the account. To qualify for the above Reward Rates you must:
(a) make 10 debit card purchases per monthly qualification cycles (transactions must be posted and cleared, not pending); (b) receive your monthly statement electronically; (c) have at least one direct deposit or one electronic payment post and clear to your account each monthly qualification cycle. If you have met your qualifications for the monthly qualification cycle, we will refund nationwide ATM fees up to $25. International ATM fees are not refunded. “Statement cycle” means a period beginning the first business day of each month through the last business day of the month. “Qualification cycle” is the same as your statement cycle. The interest rate for your account when qualifications are not met is also referred to as the Base Rate. Your interest rate and annual percentage yield may change. Fees may reduce earnings.

REFERRER (the current customer who is referring the new customer): Between 1/1/2018 and 12/31/2018, the customer you refer must meet the offer stipulations as stated above in order for you to receive your referral gift of $50. Due to privacy regulations, Salisbury Bank is unable to disclose the status of your referral’s account opening and account usage. Your referral gift will be mailed to you by check within 90 days of the referred new customer meeting all requirements. You will earn one $50 referral gift per customer regardless of the number of accounts an individual opens. If you receive gifts totaling $600 or more, the value of your gifts will be reported on Form 1099-MISC.